Increasing Prevention and Avoiding the ER

In 2012, the U.S. Census Bureau reported that the average life expectancy for black males is approximately 64 years old, compared with 73 years for white males. Racial and ethnic minority groups are less likely to have access to the preventive care they need to stay and are more likely than white Americans to suffer from chronic conditions, prompting the theme for this year’s Minority Health Month; “Prevention is Power: Taking Action for Health Equity.”

Luckily, 10.2 million Latinos, 6.8 million African Americans, nearly 2 million Asian and Pacific Islanders, and over a half million American Indians and Alaska natives …read more

Outraged about Obamacare? Maybe You Shouldn’t Be

Many Americans are irritated with the insurance cancellations that have recently occurred due to the Affordable Care Act (a.k.a. Obamacare). This reaction marks a lack of true understanding about Obamacare.

I’ll share a personal example. My husband is currently covered under a very inexpensive ‘catastrophic’ health care plan, which is not ideal for many reasons; the most obvious being that he can’t go in to the doctor’s office for check-ups (unless we want to pay out-of-pocket for the visit).

My husband is only covered for a portion of the bill if he is hospitalized, meaning that we spend a …read more

ACA Help is on the Way!

(Photo credit: Wikipedia)

If you find the Affordable Care Act (ACA) and health insurance options confusing, you are not alone…literally. There is help on the way! Starting October 1, 2013, consumers in all states will be able to choose affordable health insurance options through new Health Insurance Marketplaces. Consumers can get help as they apply for and choose new insurance options from Community Navigator Organizations.

On August 15th, The U.S. Department of Health and Human Services (HHS) announced the organizations who would be receiving nearly $65 million in funds to set up their Community Navigator programs. As stated …read more